Merchant Fund Express
(305) 384-8391Apply

$2,000,000 Equipment Financing for Your Next Big Step

New lines, fleets and facilities, funded around your deposits. Send the quotes and three months of statements. No tax returns required.

Price My Equipment

Equipment Financing

Equip the next stage without draining the bank account

Big equipment buys should not empty your reserves. We review the quotes and your deposits and show you what fits.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Large equipment funding, kept simple

Quick review, minimal paperwork

5-minute application, quotes and about three months of statements. Funding in as little as 24 hours if qualified.

Credit is not the whole story

FICO 500+ considered. The equipment and your deposits matter a great deal.

Every dollar of cost up front

The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.

Steady, planned payments

The repayment schedule is set out in the offer up front so you can plan around production.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Equipment purchases at plant scale

Two million dollars of equipment usually means a step change for the business. A second production line. A fleet of refrigerated box trucks for regional delivery. A full medical or dental facility. A bakery moving from retail to wholesale with industrial ovens and packaging lines.

Equipment financing ties the funding to the assets you are buying, and our review focuses on whether the business can carry the payments from its deposits.

What drives the amount

Your deposits and existing obligations drive the number. A $2,000,000 equipment request needs a business with substantial, consistent monthly revenue and room in its budget for a new payment.

For illustration: a food manufacturer with strong, stable deposits from grocery accounts and no current financing could be a fit for a large equipment package. A similar company already carrying significant payments might qualify for part of the request now and the rest later.

Making a large equipment file easy to review

Bring

Skip

Timing a large equipment purchase

Large equipment orders often come with long lead times. A production line might take months to build and ship, and vendors may want a deposit when you place the order. Plan the funding around those dates so you are not caught waiting on money when the vendor is ready to ship.

Also consider the full cost of putting the equipment to work: rigging, electrical upgrades, permits, training and the first round of materials. Those costs are easy to miss when you focus on the sticker price, and they can strain cash flow right when the new equipment is still ramping up. If you expect those costs, mention them when you apply. We can look at the whole picture and show you an offer that fits the way the purchase will really unfold, with the full repayment amount and schedule spelled out before you accept.

That planning tends to make large equipment deals much smoother from start to finish.

Pair it or scale it

Large equipment buys often need cash for installation and staffing too. Some owners add working capital for the ramp-up. If the package is smaller, see $1,000,000 equipment financing. Apply in about 5 minutes when your quotes are ready.

Frequently Asked Questions

Can one request cover several vendors?

Yes. Send each quote and we will review the full package together.

Is $2,000,000 within your range?

We fund from $25,000 to $5,000,000. The amount offered depends mainly on deposits and existing obligations.

Do you finance trucks?

We can review equipment for regional and local delivery fleets. Send the quotes with your statements.

What credit scores do you consider?

We consider FICO 500+. Deposits weigh heavily in the decision.

How long does funding take?

Qualified businesses can be funded in as little as 24 hours after accepting an offer.

Can the funding cover a vendor deposit on a long lead-time order?

Send the vendor quote showing the deposit and delivery schedule, and we will review how the funding can be timed to it.

Production line $495,000.00
Reefer trucks $330,000.00
Industrial ovens $145,000.00
Dental suite $260,000.00

Example uses for illustration only.

How to improve your chances

Large equipment requests move smoother with a little preparation.

  • Collect final vendor quotes with delivery and install costs
  • Keep three months of clean business bank statements ready
  • Note how the equipment adds capacity or revenue
  • List any existing equipment payments on the application

Equipment funding: us vs a typical bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Multi-week process
Documents
Quotes and 3 months of statements
Tax returns and audited financials
Credit
FICO 500+ considered
High scores required
Speed
As little as 24 hours if qualified
Often 30 to 90 days
Credit pull
Soft pull to start
Hard pull at the start

Send your quotes and see what fits

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall