Three months of business bank statements, a five-minute application, and a soft credit pull. No tax returns required.
Upload StatementsBank Statement Funding
We review your recent deposits, balances, and existing payments to size an offer. Funding from $25,000 to $5,000,000, with qualified businesses funded in as little as 24 hours.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
No tax returns, no stacks of financials. A five-minute application plus recent statements gets the review moving.
FICO 500+ considered. Your deposits often say more about the business than your score does.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The payment schedule is in the offer, so you can match it against the deposits you already see.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A strong month shows up the same way a weak one does, which cuts both ways. If you had a good quarter, the statements prove it without an accountant's letter. If there was a rough patch, the reviewer sees it too, so a short note explaining it is worth adding. Owners who keep business and personal spending separate tend to have the cleanest files, because every deposit and withdrawal clearly belongs to the business. That clarity is what lets a statement-based review move quickly. Questions about specific documents are answered on our documents guide.
Tax returns tell a funder what happened last year. Bank statements tell us what is happening now. When we review a file, about three months of business bank statements show the rhythm of your deposits, how much cash sits in the account between deposits, and what payments already come out each week. That picture is current, and it is hard to dress up, which is why we build our review around it.
We do not ask for tax returns. The application takes about five minutes, starts with a soft credit pull, and asks for the statements along with basic details about you and the business.
None of these is scored alone. A funder weighs them together, along with your credit, which we consider from a FICO of 500 and up.
Most of what we offer can be reviewed this way: working capital, a business line of credit, merchant cash advance, equipment financing, and revenue-based financing. The amount depends mainly on your deposits and what you already owe. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Correct. We do not require tax returns. Your recent business bank statements, a short application, and a soft credit pull are how we start.
About three months of business bank statements. Send complete statements downloaded from your bank, not screenshots.
We review business bank statements. If business deposits run through a personal account today, tell us and we will look at what makes sense for your file.
A soft credit pull is used to start the review. It does not work like a hard inquiry on your score.
Yes. Sole proprietors can apply. Bring the business account statements that show your deposits.
Example uses for illustration only.
A few habits make your statements read stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
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