Draw what you need, when you need it. Five-minute application, about three months of statements, and a soft pull to start.
Check My LimitBusiness Line of Credit
A $500,000 line lets you cover costs as they land instead of borrowing everything at once. Limits follow deposits and current obligations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with three months of statements. Access in as little as 24 hours for qualified businesses.
FICO 500+ considered. Your deposits and obligations shape the limit as much as your score.
Your offer shows the full repayment amount tied to draws before you accept. No surprise costs after you sign.
How each draw is repaid is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some needs arrive all at once. Others show up in waves: a supplier invoice this week, a payroll shortfall next month, a repair after that. A business line of credit fits the second pattern. You get access to a limit and draw against it as needs come up, rather than taking the full amount on day one.
At $500,000, a line gives a larger operation room to move without reapplying every time cash gets tight.
The limit you are offered depends mainly on your business deposits and your existing obligations. Strong, regular deposits support a higher limit. Current loans and advances take up some of that capacity.
We also consider credit, with FICO 500+ reviewed. A lower score does not end the review, but it is part of the picture. If your numbers support a smaller limit today, the offer will say so clearly.
The application takes about 5 minutes and starts with a soft credit pull. You will share around three months of business bank statements. No tax returns required. Your offer will show how draws are repaid and the full repayment amount tied to them, so nothing is a guess. Qualified businesses can have access in as little as 24 hours.
Prefer a single lump sum? Compare $500,000 working capital or a $500,000 merchant cash advance. Need a bigger limit? See the $1,000,000 line of credit. Or apply now.
A line works best as a cash flow tool, not a permanent source of capital. Draw for needs that turn back into revenue, like materials for a paid job or inventory you will sell, and pay down balances when receivables come in. That rhythm keeps capacity available for the next surprise.
It also helps to track draws against specific uses. When you can tie each draw to income, it is easier to see whether the line is helping the business or just covering a deeper gap that needs a different fix.
No. A line of credit lets you draw what you need, when you need it, up to your approved limit.
Mainly your monthly deposits and existing obligations. Credit is also considered, with FICO 500+ reviewed.
Your offer lays out how draws are repaid and the full repayment amount before you accept.
Decisions move fast. Qualified businesses can have funds available in as little as 24 hours.
Yes. Sole proprietors can apply, and the limit depends on what your deposits support.
Example uses for illustration only.
These habits help support a higher line of credit limit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding