FICO 500+ considered. We review your bank deposits, start with a soft pull and need no tax returns. Funding from $25,000 for South Carolina businesses.
Check My OptionsBad Credit Funding, South Carolina
A credit score reflects the past. Your bank statements show how the business runs today. We weigh both when we review South Carolina applications.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.
We start with a soft credit pull and give real weight to steady deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in the offer up front, so you can check it against your cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A rough patch shows up on a credit report long after the business has recovered. Maybe a slow season on the Grand Strand left some bills late. Maybe medical costs or a divorce hit your personal credit while the business kept running. Banks tend to stop at the score. We look further.
FICO 500+ is considered. We start with a soft credit pull, and the heart of our review is about three months of business bank statements.
That matters for South Carolina owners whose businesses swing with tourism, weather and construction cycles. A hard year can leave a mark on a credit report even when the business today is stable and earning.
Credit history is one input among several. Here is how it usually fits in:
No single factor decides the outcome, and every file is reviewed on its own merits.
Depending on your business, the right fit might be working capital, a merchant cash advance for card-heavy businesses, or equipment financing when the money is for a specific machine or vehicle. Amounts range from $25,000 to $5,000,000 based mostly on deposits and current obligations.
No tax returns are required, sole proprietors can apply, and the application takes about 5 minutes.
When credit is tight, any offer can feel like the answer. Take a minute anyway. Your offer shows the full repayment amount and the payment schedule before you accept. Make sure the payments fit your slow weeks too. If it works, funding can arrive in as little as 24 hours for qualified businesses. Start here.
FICO 500+ is considered. We look at your deposits and how your business runs together with your credit.
We start with a soft credit pull, which does not affect your score like a hard inquiry would.
Past issues are part of the review but do not decide it alone. Steady deposits and a healthy account history matter a lot.
Yes. Sole proprietors can apply.
About three months of business bank statements and a 5-minute application. No tax returns required.
Amounts range from $25,000 to $5,000,000. Deposits and current obligations drive the amount far more than the score alone.
Example uses for illustration only.
Credit takes time to rebuild, but some things help right away.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding