Broken equipment, water damage or a stalled insurance batch? Apply in about five minutes. Funding in as little as 24 hours for qualified practices.
Get Help NowEmergency Funding
Cover urgent repairs, replacements or payroll gaps for an established practice. Funding from $25,000, with the full cost and schedule shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application with about three months of bank statements. Qualified practices can be funded in as little as 24 hours.
FICO 500 and up is considered, and a soft pull starts the process.
Your offer shows the total repayment amount before you accept. No surprise costs appear after you sign.
The payment schedule is set out in the offer, so the fix does not create a second surprise later.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A chiropractic office runs on a tight daily rhythm, and it only takes one problem to break it. The drop table stops working mid-morning. The digital X-ray needs a part that is not covered. A pipe bursts over the treatment rooms on a weekend. A large insurer delays a batch of reimbursements while payroll is due Friday. None of these can wait for a bank's loan committee.
We help established practices cover urgent costs so patients keep getting seen and staff keep getting paid.
Working capital is the straightforward choice for a single repair or replacement. A merchant cash advance repays from future card sales, which some cash-pay heavy practices prefer. If the emergency is a broken piece of equipment you need to replace outright, equipment financing may be a better fit. A business line of credit covers the next surprise too.
Emergencies often show up when credit is already bruised. We consider FICO scores of 500 and up, and we start with a soft credit pull. The bank statements carry a lot of weight: steady patient visits and insurance payments tell us the practice is working even if the score is not where you want it. Our bad credit options for chiropractors page explains how funders look at that mix.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified practices. No tax returns are required, and sole proprietors can apply. Before you accept, your offer shows the full repayment amount and payment schedule, so you can make a clear decision even under pressure.
The application takes about five minutes, decisions move fast, and qualified practices can be funded in as little as 24 hours.
Funding starts at $25,000. For smaller repairs, compare the cost of borrowing against paying from reserves.
Yes. Many practices bridge the gap while a property or equipment claim is processed. Plan repayment around your normal practice deposits, not the claim.
FICO 500 and up is considered, and your deposit history is a big part of the review. It is still one factor among several.
About three months of business bank statements and basic practice details. No tax returns are required.
Example uses for illustration only.
A little preparation now makes the next emergency easier to handle.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding