Use of funds
Add signage, wraps, printing, uniforms and design, plus any downtime for installation.
✓ Checking what you qualify for does not affect your credit score.
At Merchant Fund Express, we start from what the money is for, because the use decides the amount, the structure and the timing.
New signs, vehicle wraps, uniforms and packaging all land at once. The brand refresh is sound but the cost arrives before the benefit.
The review is of the business as a whole: revenue, time in business, bank activity and any open positions. Say what the money is for and how it will be repaid; a specific plan makes the file easier to read.
Add signage, wraps, printing, uniforms and design, plus any downtime for installation. Stage it if the full refresh exceeds what a month of margin can carry.
An illustration. These are illustrative figures to show the arithmetic, not an offer.
| Item | Illustration |
|---|---|
| Exterior signage | $12,000 |
| Vehicle wraps (3) | $6,600 |
| Uniforms and printing | $3,400 |
| Total | $22,000 |
Match the structure to the shape of the need. A one-time, defined cost fits a lump sum or a term loan; a recurring or uncertain need fits a line you draw and repay.
A single lump sum for the project. See the page →
A fixed weekly schedule if the project is large. See the page →
A rebrand as a substitute for fixing a product or service problem.
Sole proprietors can apply. The minimum FICO is 500, and the better your credit, the better your offer. See the published requirements.
Staging the refresh is often cheaper than financing it all at once; fund what must happen together. Merchant Fund Express shows the exact amount, schedule and total cost in your offer before you sign.
A person reviews your revenue, time in business and bank activity, and a decision is typically same day. Approved files are usually funded the next business day.
No. Checking what you qualify for does not affect your credit score.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
