A late client, a wrecked patrol car or a failed system should not put your posts at risk. Fast decisions, funding in as little as 24 hours for qualified businesses.
Get Help FastSecurity Emergency Funding
Emergencies hit security companies at the worst times. We review bank deposits instead of tax returns so you can get an answer while the problem is still fixable.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Steady deposits from your contracts carry real weight.
Your offer shows the full repayment amount before you accept. Nothing new appears after you sign.
The repayment schedule is spelled out in the offer, so you know what comes out and when.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Security work does not pause for a bad week. A patrol car gets totaled, the monitoring server fails, a large client is late on two invoices, or an insurance renewal comes in far above last year. The posts still need officers and payroll still runs on Friday.
Merchant Fund Express provides emergency funding for security services businesses. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
If repair of gear and vehicles is the main issue, our page on equipment repair funding for security services goes deeper.
In an emergency you do not have time to assemble a loan package. Our application takes about 5 minutes. We ask for around three months of business bank statements and start with a soft credit pull. No tax returns are required. FICO 500+ is considered, and sole proprietors can apply.
Urgency is exactly when businesses accept terms they have not read. Every offer we send shows the full repayment amount and the payment schedule before you accept. Read both, and make sure the payments fit the cash you expect once the emergency passes.
Once things settle, it is worth building a buffer so the next surprise is smaller. Our security services cash flow guide covers billing and reserve habits that help. When you are ready, start your application.
We never promise same-day funding, but decisions move fast and funding can arrive in as little as 24 hours for qualified businesses.
Yes. Covering officer payroll while a client payment is late is one of the most common reasons security companies reach out.
We look at your overall deposit history and existing obligations. A single late payment from a client does not settle the outcome on its own.
FICO scores from 500 are considered, and we start with a soft credit pull.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and current obligations.
Usually not. Request what the problem actually costs plus a sensible cushion. A larger amount means a larger repayment, and your offer will show that full figure before you accept so you can judge it with a clear head.
Example uses for illustration only.
Even in a hurry, these steps help us move faster on your file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding