We move quickly on spa requests. Decisions move fast and qualified spas can be funded in as little as 24 hours. Soft pull to start, no tax returns.
Start My ApplicationFast Funding for Spas
Every offline treatment room costs bookings. A short application and a light document list help get your spa back to full capacity sooner.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of bank statements. Qualified spas can be funded in as little as 24 hours.
FICO 500+ considered. Steady service and retail deposits matter in the review.
The offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in the offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Spa owners usually search for same-day funding after something goes sideways: a steam generator fails on a Friday, a landlord wants a deposit for the space next door, or a big product order has to go in before a holiday rush. We do not promise funds the same day you apply. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
For a dead piece of equipment, our spa emergency funding page goes deeper.
Speed comes from asking for less. The 5-minute application starts with a soft credit pull. We review about three months of business bank statements and do not require tax returns. FICO 500 and up is considered and sole proprietors can apply. Spas with steady deposits from services, memberships, and retail tend to move through review smoothly.
Fast money is still money you repay. Write down the exact cost of the problem and when the related revenue will come back. If a room is down, how many bookings per week are you losing? That number tells you whether the fix is worth funding right now. Your offer shows the full repayment amount and schedule before you accept, so you can compare it to that lost revenue.
Fast funding can come as a merchant cash advance or working capital. If the real issue is a seasonal dip, read spa slow season funding before you decide.
Say a day spa with six treatment rooms loses its steam room heater the week before Valentine's Day packages start. For illustration, the replacement and install might run close to $27,000, and the room normally carries a full slate of couples bookings. The owner applies in the morning with statements already downloaded, reviews the offer, checks the total repayment against the bookings at stake, and accepts. Every situation is different, but having documents ready is the single biggest thing you control.
We do not promise same-day funding. Decisions move fast, and qualified spas can be funded in as little as 24 hours.
About three months of business bank statements. No tax returns are required.
No. We consider FICO scores from 500 and up and look closely at your deposit history.
Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and current obligations.
Yes. Sole proprietors can apply if the business has steady deposits.
Example uses for illustration only.
These steps help a fast spa request go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding