Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses. No tax returns, 5-minute application.
Apply NowFast Hardware Store Funding
Weather, repairs and late contractor payments don't wait. We keep the steps short so qualified hardware stores can be funded in as little as 24 hours.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of statements. Funding in as little as 24 hours for qualified stores.
We start with a soft pull and weigh your deposit history alongside your score.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
The payment schedule is laid out in the offer up front, so you can test it against slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Hardware stores feel weather before anyone else. A hurricane warning sends customers looking for plywood, generators and tarps. A cold snap brings a run on heat tape and pipe insulation. If your shelves are empty when the forecast changes, those customers go somewhere else.
Other emergencies are closer to home: a burst pipe in the stockroom, a broken front window, a contractor's payment that didn't show up the week payroll is due. That's why owners search for same-day funding.
Whatever the cause, the problem is the same: you need cash in days, not the weeks a traditional bank review can take. A store that can restock or repair quickly keeps its regulars, while one that waits risks sending them to a competitor for good.
We don't promise same-day funding. What we can say: decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Here's how it works:
Established hardware stores, home centers and lumber yards with steady deposits. FICO 500+ is considered, and sole proprietors can apply. The amount depends mainly on deposits and existing obligations, with funding from $25,000 to $5,000,000.
Fast funding is useful only if the numbers work afterward. Before you apply, pin down exactly what you need: the storm stock order, the repair quote, the payroll total. If you're buying ahead of a storm, think about what happens if the storm misses and the generators sit. Check the payment schedule against a slow month, not the rush you're preparing for.
For a sudden repair or loss, see hardware store emergency funding. For storm or seasonal stock, see inventory funding. If most sales run on cards, compare a merchant cash advance. Not sure you qualify? Read how hardware stores qualify.
Ready? Start the application.
We don't promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Having three months of statements ready, a complete application and a clear purpose for the funds.
No. We review about three months of business bank statements.
FICO 500+ is considered. We start with a soft pull and weigh your deposit history.
Yes. Your offer shows the full repayment amount and schedule before you agree to anything.
Yes. Sole proprietors can apply as long as the store has a business bank account with steady deposits. The review works the same way: a 5-minute application, a soft credit pull and about three months of statements.
Example uses for illustration only.
These steps can shorten the time between applying and getting funded.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding