Storm damage, theft, a dead HVAC unit or a surprise bill. Apply in 5 minutes and get funded in as little as 24 hours if qualified.
Get Emergency FundsHardware Store Emergency Funding
When the roof leaks or the shelves get cleared out, waiting weeks for a bank is not an option. We review your deposits and move quickly.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns to track down mid-crisis.
FICO 500+ is considered, alongside your store's deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in your offer up front, so you can plan the recovery.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some emergencies are dramatic: a storm tears off part of the roof, a water line bursts over the plumbing aisle, a break-in empties the power tool display. Others are quieter but just as urgent: an unexpected tax bill, an insurance claim that will take weeks to pay, or the HVAC unit dying in July. In each case the store needs cash now to keep the doors open.
Ironically, storms and freezes often send more customers to your door looking for tarps, generators, pipe insulation, sump pumps and cleanup supplies. Being closed or out of stock during those days hurts twice. Contractors who cannot get supplies from you will find another counter, and some of them may not come back once the crisis passes.
We move fast on emergency requests. The application takes about 5 minutes, starts with a soft credit pull, and requires roughly three months of business bank statements with no tax returns. Decisions come quickly, and qualified businesses can be funded in as little as 24 hours.
If credit is a concern, our page on bad credit business funding for hardware stores explains how we look at the full picture. FICO scores from 500 are considered.
Even in a rush, you will see the full repayment amount and the repayment schedule in your offer before you accept. That way an emergency fix does not turn into a surprise later. Apply for emergency funding.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
Yes. Many owners use working capital to start repairs and restock while the claim is processed.
FICO scores from 500 are considered. We weigh your deposit history and existing obligations alongside your score.
Yes. Sole proprietors can apply with business bank statements.
Base it on repair estimates and the stock you need to reopen. Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and obligations.
Not always. If the store cannot open or restock without cash now, applying early can keep sales coming in. Just size the request to the gap you actually need to fill until the claim pays.
Example uses for illustration only.
A few steps now can soften the next emergency.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding