Merchant Fund Express
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Fast Funding for Jewelry Stores

Decisions move fast, and qualified jewelry stores can be funded in as little as 24 hours. Apply in about 5 minutes with bank statements.

Start Fast

Fast Funding for Jewelers

Move on the good buy before someone else does

When a deal has a deadline, a slow bank process costs you the deal. Our review is built around your recent deposits so decisions come quickly.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Speed without the runaround

Quick review, minimal paperwork

About three months of bank statements and a 5-minute application. Qualified stores funded in as little as 24 hours.

Credit flexibility

FICO 500+ considered. Strong, steady deposits help make up for a lower score.

No guesswork on cost

Your offer shows the full repayment amount before you accept, and nothing gets added after you sign.

Clear repayment

The schedule is laid out in your offer up front, even when you're moving quickly.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a jewelry store needs money quickly

Searches for same-day funding usually come from a real deadline. A wholesaler is holding a parcel of stones until Friday. A walk-in wants to sell a vintage collection and will go elsewhere if you hesitate. Payroll lands the same week a big vendor invoice is due. In jewelry, the cost of waiting is often a missed buy.

We will be straight with you: we do not promise same-day funding. What we offer is a fast process where decisions move quickly and qualified businesses can be funded in as little as 24 hours.

What makes our process quick

  1. Five-minute application. Basic details about your store and you as the owner.
  2. Bank statements, not tax returns. About three months of business statements is usually all we need to start.
  3. Soft credit pull. Checking your options does not trigger a hard inquiry.
  4. Clear offer. You see the full repayment amount and schedule before you sign.

Having statements ready to upload is the single biggest thing you can do to speed things up.

Situations where speed matters

For true emergencies, see jewelry store emergency funding. For a large special order, big contract funding explains how to cover materials up front.

Fast should still mean clear

Moving quickly is no excuse for a confusing offer. Before you accept, you will see the full repayment amount and exactly how the schedule works. Take the time you need to read it. If the numbers do not fit your store's cash flow, you are under no obligation to sign. A fast process is only helpful if the funding still makes sense a few months from now, after the holiday rush is over and the January lull sets in. We would rather you take an amount your deposits can comfortably support than stretch for a larger figure because the deadline feels urgent.

Who we fund

Established jewelry stores with steady deposits, from $25,000 up to $5,000,000. FICO scores from 500 are considered, and sole proprietors can apply. Product options include merchant cash advance, working capital and lines of credit. Start your application and we will walk you through what fits.

Frequently Asked Questions

Can I get funded the same day I apply?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What slows things down?

Missing bank statements, unclear ownership details or unsigned paperwork. Having your documents ready helps the most.

Do I need tax returns for fast funding?

No. We work from about three months of business bank statements.

Does fast funding mean higher credit standards?

No. FICO scores from 500 are considered for qualified stores with steady deposits.

Estate purchase $40,000.00
Urgent payroll $25,000.00
Alarm repair $8,000.00
Weekend restock $30,000.00

Example uses for illustration only.

How to improve your chances

These steps help speed up your decision.

  • Have three months of business statements ready to upload
  • Make sure ownership details match your bank account
  • Answer follow-up questions promptly
  • Review and sign your offer as soon as you're comfortable

Our pace vs. a bank's

Merchant Fund Express
Traditional bank loans
Apply
About 5 minutes online
Appointment and paperwork
Docs
Recent bank statements
Tax returns, financials
Decision
Decisions move fast
Committee review
Funding
As little as 24 hours if qualified
Weeks
Credit
FICO 500+ considered
High score usually required

Don't let a good buy walk out the door

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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