Merchant Fund Express
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Fast Funding for Flooring Companies

Quick decisions when a material deal or job can't wait. Funding in as little as 24 hours for qualified businesses, no tax returns required.

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Fast Flooring Funding

When the material deal expires Friday

Flooring opportunities move on tight deadlines. A short application and a focused review help you act before the window closes.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Fast funding built for flooring deadlines

Quick decisions, few documents

A 5-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.

Credit flexibility

FICO 500+ considered, starting with a soft pull that does not affect your score.

Full cost before you accept

Your offer shows the total repayment amount up front, with no surprise costs after you sign.

A schedule you can check

The repayment schedule is laid out in your offer so you can test it against slow months.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Straight talk on same-day funding

A supplier offers a closeout lot of engineered hardwood at a price you will not see again, but only until Friday. A commercial GC wants your crew on site next week and the material has to be ordered today. That is when flooring owners start searching for same-day funding.

We will not promise money on the day you apply. What we do offer is a quick review where decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. For most time-sensitive flooring needs, that window is what matters.

What keeps the process quick

Sole proprietors can apply. The quickest files are the ones where the statements are complete, the requested amount is clear and existing financing is disclosed up front.

Situations where speed pays off

Flooring owners usually need fast money for one of a handful of reasons:

Fast does not mean careless

When you are under pressure, it is tempting to sign the first offer that shows up. Take ten minutes to read it. Your offer from us lists the full repayment amount and the payment schedule before you accept. Compare the payment to your slowest recent month. If it would squeeze material orders or crew pay, ask for a smaller amount. A deal that solves this week's problem should not create next month's.

Which product moves fastest for you

Speed depends more on your file than the product. Still, the product should match the need. Card-heavy showrooms often look at a merchant cash advance. Installers with mixed deposits may prefer working capital. A business line of credit is useful if you want funds available for the next rush too.

Frequently Asked Questions

Can a flooring company get funded the same day?

We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.

What slows a fast funding request down?

Missing statements, unclear amounts and undisclosed existing financing are the usual causes. Having those ready keeps things moving.

Do I need tax returns for fast funding?

No tax returns are required. We review about three months of business bank statements.

How much can I get quickly?

Funding ranges from $25,000 to $5,000,000. The amount depends mainly on deposits and existing obligations.

Does a soft credit pull affect my score?

No. We start with a soft pull, and FICO 500+ is considered.

Closeout hardwood $34,000.00
Job mobilization $27,000.00
Grinder swap $19,000.00
Late payout gap $21,000.00

Example uses for illustration only.

How to improve your chances

Prepare these and your request can move as fast as possible.

  • Download three months of statements before you start
  • Write down the exact amount and what it covers
  • List current financing payments honestly
  • Keep your phone handy for quick follow-up questions

Fast funding vs. a traditional bank

Merchant Fund Express
Traditional bank loans
Time to funds
As little as 24 hours if qualified
Usually weeks
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Application
About 5 minutes
Lengthy packages
First credit check
Soft pull
Hard pull common

Act before the deadline passes

One secure application. A soft credit pull to start. No obligation to accept an offer.

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