Repayment tied to the revenue your spa brings in, so busy seasons and slow ones are both accounted for. Three months of statements and a soft pull to start.
Get My OfferRevenue-Based Financing
Spa revenue rises around holidays and dips in the off months. Revenue-based financing is structured around that rhythm.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, no tax returns. As little as 24 hours to funding if qualified.
FICO 500+ considered. Consistent service and retail revenue drives the review.
Your offer states the total repayment amount before you accept. No surprise costs after you sign.
How and when repayment is collected is laid out in the offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Spa revenue rarely moves in a straight line. Bookings swell around Mother's Day, Valentine's Day, and the holidays, then thin out in late winter or the dead of summer depending on your market. Revenue-based financing is built around that reality. Instead of a flat payment that ignores your calendar, repayment is tied to the revenue the spa brings in.
You receive a lump sum. Repayment comes from a share of your ongoing revenue, so stronger weeks contribute more and quieter weeks contribute less. The specifics, including the full repayment amount and how collection works, are spelled out in your offer before you accept. There are no surprise costs after you sign.
For inventory specifically, see spa inventory funding.
Revenue-based financing leans on deposit history, which suits spas well. We ask for about three months of business bank statements and do not require tax returns. The 5-minute application starts with a soft credit pull, FICO 500 and up is considered, and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours.
It tends to fit spas with steady card and service deposits that rise and fall with the season. If your need is one fixed purchase like a sauna, equipment financing for spas may be cleaner. If you want to draw only what you need over time, compare it against a line of credit. Our spa cash flow guide can help you map your slow and busy months before choosing.
A lump sum repaid from a share of your spa's ongoing revenue, so repayment follows your sales activity rather than a flat calendar amount.
They are related. Both tie repayment to sales. Your offer explains exactly how repayment works for the product you choose.
About three months of business bank statements and a 5-minute application. No tax returns are required.
FICO 500 and up. Deposit history carries a lot of weight.
Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Yes. The full repayment amount is shown in your offer before you accept.
Example uses for illustration only.
These habits make a spa's revenue easier to read and fund.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding