Funding tied to your sales, for Alaska businesses with steady deposits. Soft credit pull to start, about three months of statements, no tax returns.
Get My OfferMerchant Cash Advance, Alaska
A merchant cash advance is based on your future revenue, which makes it a practical fit for fishing, tourism, and service businesses that earn heavily in summer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with roughly three months of bank statements. Funding can arrive in as little as 24 hours if you qualify.
We consider FICO 500+ and focus on deposits and business history. A soft pull starts the process.
Your offer lists the full repayment amount up front, with no surprise costs after you sign.
How and when repayment happens is spelled out in your offer before you accept.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Few states swing as hard between seasons as Alaska. Fishing, tourism, and the businesses that serve them can do most of the year's revenue in a few busy months, then run lean through the dark half of the year. A merchant cash advance fits that rhythm better than many fixed products because it is based on your future sales and is repaid from your revenue.
Advances start at $25,000 and the size depends mostly on your deposits and what other financing you already carry.
Think of a lodge owner on the Kenai who needs to open the season with fresh linens, staff housing, and boat repairs before the first guests pay. Or an Anchorage restaurant that wants to stock up while freight is moving smoothly. Or a charter operator replacing an outboard in June, when every day off the water costs money.
If you would rather have flexible access to draw as needed, look at a business line of credit in Alaska. For broader needs, see working capital.
Before signing any advance, get clear answers on three things. First, what is the full repayment amount? Your offer shows it, so compare it to the profit the money should produce. Second, how does repayment come out of your account, and how often? Picture that during October and November, not just July. Third, does it stack on top of other financing you already carry? If it does, tell us up front so the offer reflects the whole picture. An advance that fits your season is a tool. One that does not becomes a weight through the dark months, so do the math first and take the amount the plan supports.
An advance is easiest to carry when you take it ahead of strong sales, not deep into the off-season. Before you apply, sketch out what deposits look like for the months you will be repaying. Take the amount the plan needs and no more. When you are ready, start your application.
No. It is an advance against your future sales, repaid from revenue. Your offer explains exactly how repayment works before you accept.
Yes. Seasonal Alaska businesses apply all the time. We look at your deposit pattern across the statements you send, and the offer reflects it.
We consider FICO scores from 500, and we start with a soft pull that does not affect your score.
Decisions move fast and funding can arrive in as little as 24 hours for qualified businesses after you accept.
No. About three months of business bank statements and a short application are usually what we need.
Example uses for illustration only.
Small changes in how you run the account can help future offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding