Funding sized to the freight revenue in your bank account, not your real estate. For regional and local carriers. FICO 500+ considered.
See What I Qualify ForRevenue-Based Financing
Steady hauling revenue is your best asset. Revenue-based financing turns it into working cash without a bank-style collateral hunt.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. No tax returns. Qualified carriers funded in as little as 24 hours.
FICO 500 and up considered. Revenue consistency matters as much as your score.
The full repayment amount appears in your offer before you accept. No surprise costs after you sign.
Your offer lays out the repayment schedule in advance so you can check it against slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Revenue-based financing looks at what your carrier brings in rather than what it owns. For regional and local trucking companies, that is often a better match than a bank loan that wants real estate collateral and years of tax returns. We review your business bank deposits, the consistency of your freight revenue, and the obligations you already carry, then size an offer to fit.
Freight revenue moves with the seasons, fuel prices, and how busy your shippers are. Repayment in revenue-based financing is tied to your business revenue, and the exact schedule is laid out in your offer before you accept. You see the full repayment amount up front, so you can test it against your slow months as well as your busy ones.
For illustration: a regional flatbed carrier hauling building materials sees heavier spring and summer volume. Before accepting, the owner can compare the repayment schedule against last winter's deposits to make sure it holds up.
Before signing any revenue-based offer, ask yourself a few things. Does the repayment schedule still work in your slowest month? Are you planning other financing soon that would stack on top of this one? Will the money produce revenue, such as a new lane, or cover a gap? Clear answers help you choose an amount that supports the carrier instead of straining it.
A 5-minute application and about three months of business bank statements. No tax returns. FICO 500 and up is considered, and the first check is a soft pull. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Revenue-based financing sits alongside our other trucking products. A trucking merchant cash advance works similarly for one-time needs, while a line of credit suits recurring draws. Our trucking cash flow guide can help you decide.
It is sized mainly by your business deposits rather than collateral and tax returns, and repayment is tied to revenue as set out in your offer.
Not necessarily. We look at the overall deposit pattern. Explaining your seasonality on the application can help.
Our trucking funding is built for regional and local carriers.
It depends mainly on your deposits and existing obligations, within our $25,000 to $5,000,000 range.
Yes. Your offer shows the full repayment amount and schedule before you accept.
Example uses for illustration only.
These habits make a carrier's revenue easier to fund.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding