Funding sized to your deposits, for contractors whose income moves with the job calendar. Bank statements, no tax returns, FICO 500+ considered.
Start ApplicationRevenue-Based Financing
Mobilize for a bigger job or carry a second crew. We look at how money really moves through your account and show the full cost first.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull to start, then a focus on your deposit history.
Your offer shows the full repayment amount before you accept, and nothing new is added after you sign.
Repayment terms are laid out in your offer up front, so you can test them against your draw calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Construction revenue rarely arrives in neat monthly amounts. A framing contractor might see a large draw one week and nothing for the next three. Revenue-based financing is built around incoming revenue rather than a fixed picture of your balance sheet, which is why it can suit businesses whose income moves with the job calendar.
We size requests around what your deposits show. That is about three months of business bank statements, a 5-minute application and a soft credit pull to start.
Contractors tend to use revenue-based financing for growth and timing problems rather than one-off asset purchases:
| Product | Typically used for |
|---|---|
| Revenue-based financing | Growth and timing gaps tied to revenue |
| Merchant cash advance | Advance against future receivables |
| Equipment financing | A specific machine or vehicle |
| Line of credit | Recurring, smaller draws |
Not sure which applies? Our construction cash flow guide walks through common patterns.
Established contractors with steady deposits, from general contractors to specialty trades like roofing, electrical and site work, tend to look at revenue-based financing when growth is outrunning cash. For illustration, an electrical contractor awarded a commercial tenant buildout might need to buy wire, panels and fixtures and carry payroll for several weeks before the first draw arrives. Funding sized to existing deposits can bridge that stretch. There is no hard revenue minimum stated; we look at the full picture of your deposits and obligations. Sole proprietors can apply too.
Every offer shows the full repayment amount and the repayment schedule before you accept. Compare that schedule against when your draws and completions realistically arrive, not the best-case calendar. If it fits, accept; if not, you are under no obligation. Funding runs from $25,000 to $5,000,000, and funding can arrive in as little as 24 hours for qualified businesses. Apply in about five minutes.
It is funding sized around your business revenue, with repayment tied to that revenue. Your offer explains the exact structure and schedule before you accept.
It can be, since it is built around incoming revenue. Compare the schedule in your offer to your real draw calendar before deciding.
About three months of business bank statements and a 5-minute application. No tax returns required.
Mainly by your deposits and existing obligations. Funding ranges from $25,000 to $5,000,000.
We start with a soft credit pull. FICO 500+ is considered.
Some contractors use more than one product for different needs. Your existing obligations are part of the review, so list any current financing when you apply, and we will show what fits.
Example uses for illustration only.
Contractors with organized revenue records tend to get cleaner offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding