Funding sized from your tuition deposits and repaid from revenue. 5-minute application, about three months of statements, no tax returns.
Explore My OptionsDaycare Revenue-Based Financing
Families pay on a schedule, and that steady income is what revenue-based financing is built on. We read your deposits, not a stack of tax forms.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of bank statements. Funding in as little as 24 hours for qualified centers.
FICO 500+ considered. We start with a soft pull and focus on the consistency of your tuition deposits.
Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer from the start, so you can check it against summer enrollment.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A well-run daycare has something many small businesses do not: families who pay on a predictable schedule, week after week. Revenue-based financing is designed around that kind of steady income. Funding is sized from your deposit history, and repayment is tied to the revenue your center brings in.
That makes it a practical fit for owners whose centers are established and full, but who do not want to spend weeks assembling a bank loan package.
Child care has a rhythm. Fall enrollment is strong, winter is steady, and summer often thins out as school-age kids leave. Owners use revenue-based financing to:
Fill out the 5-minute application. We start with a soft credit pull, consider FICO 500+, and review about three months of business bank statements. No tax returns are required, and sole proprietors can apply.
The amount you are offered depends mainly on two things: how much consistently flows into your account, and how much is already committed to other obligations. A center with steady tuition and few existing payments is usually in the strongest position.
Revenue-based financing sits alongside our other options. A merchant cash advance for daycare is also repaid from sales. A line of credit suits recurring short gaps. Equipment financing works for vans, play structures and kitchen gear. If you are expanding, see daycare expansion funding.
Your offer shows the full repayment amount and the schedule before you accept. Lay it next to your enrollment calendar, especially June through August. If the payment fits your quietest stretch, it will fit the rest of the year. Then apply online.
It is sized from your deposit history and repaid from revenue, rather than relying mainly on collateral, tax returns and years of financial statements.
Payments deposited into your business bank account are part of the deposit history we review.
Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Funding can arrive in as little as 24 hours for qualified businesses.
Plan for it before you accept. Look at the repayment schedule in your offer and run it against your lowest enrollment month from the past year. If that month would feel tight, a smaller amount is usually the safer choice.
Yes. Sole proprietors can apply, provided the business runs through its own bank account with steady deposits.
Example uses for illustration only.
A few habits help your tuition deposits tell a clear story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding