Merchant Fund Express
(305) 384-8391Apply

Revenue-Based Financing for Bars and Nightclubs

Funding sized to the money your venue actually brings in. About three months of statements, no tax returns, FICO 500+ considered.

Get My Offer

Bar & Nightclub Revenue Financing

Grow the venue on the strength of your sales

Revenue-based financing starts from your real deposits, so a club that earns on weekends and a bar that earns all week are both read on their own terms.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Financing that reads your sales correctly

Quick application, light docs

Apply in five minutes with about three months of statements. Funding in as little as 24 hours if qualified.

Credit flexibility

FICO 500+ considered. Deposits matter as much as the score.

Full repayment shown up front

See the full repayment amount in your offer before you accept, with no surprise costs after you sign.

Schedule you can plan around

Your repayment schedule is in the offer before you commit, so you can test it against slow weeks.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Funding shaped like your revenue

A neighborhood bar might do steady business all week. A dance club might earn most of its money in a few hours on Friday and Saturday. A rooftop lounge might live on four warm months. Revenue-based financing works for all three because it starts from the same place: the revenue actually hitting your business account. Funding is sized from your deposits, and repayment is tied to revenue rather than a fixed figure set without regard to your sales.

When venues reach for it

Owners tend to choose revenue-based financing for growth moves where the payoff shows up in future sales:

For a full expansion plan, see bar and nightclub expansion funding.

What we review

We look at about three months of business bank statements. That shows us your deposit pattern, how much your slow weeks dip, and what obligations are already coming out each month. The amount depends mainly on those deposits and obligations, within a range of $25,000 to $5,000,000. FICO 500+ is considered, we start with a soft credit pull, and no tax returns are required.

For illustration: a lounge with steady weekend deposits planning a patio expansion might request around $100,000. The actual offer depends on the statements.

How it differs from a cash advance

A merchant cash advance is tied specifically to future card sales. Revenue-based financing looks at revenue more broadly through your deposits. If you want to draw money only when needed, a business line of credit may suit you better. Picking the right one depends on whether the need is one-time or recurring.

See every number first

Your offer lays out the full repayment amount and the repayment schedule before you accept, with no surprise costs after you sign. Compare it against your slowest month on the books. If it holds up, start the application.

Frequently Asked Questions

What is revenue-based financing for a bar?

Funding sized from your business deposits, with repayment tied to revenue. It is built for businesses whose sales move week to week.

Does cash revenue count?

Cash that you deposit into the business bank account appears in your statements and is part of what we review.

We are seasonal. Can we still apply?

Yes. Seasonality is common in nightlife, and we read it as part of your deposit history rather than ignoring it.

What documents are needed?

About three months of business bank statements and a 5-minute application. No tax returns are required.

How quickly is funding available?

Funding can arrive in as little as 24 hours for qualified businesses after the offer is accepted.

VIP room $110,000.00
Kitchen launch $75,000.00
Talent season $55,000.00
Rooftop refresh $140,000.00

Example uses for illustration only.

How to improve your chances

Clear deposit records make revenue-based financing easier to size.

  • Deposit all revenue, cash included, into the business account
  • Keep event and bar revenue in the same operating account
  • Track which months are your slowest and why
  • Write down the growth plan the funding supports

Revenue-based financing vs a bank loan

Merchant Fund Express
Traditional bank loans
How it is sized
From your recent deposits
From financials and collateral
Paperwork
Bank statements, no tax returns
Tax returns, projections
Credit
FICO 500+ considered
Usually stronger credit
Speed
As little as 24 hours if qualified
Weeks or longer
First credit check
Soft pull
Often a hard pull

Put your venue's revenue to work

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall