Food costs, payroll and repairs rarely line up with your sales. Learn where restaurant cash gets tight and how fast funding can bridge it.
See My OfferRestaurant cash flow
Busy weekends do not always cover slow Tuesdays. We help restaurants with funding from $25,000 to $5,000,000 based on real bank activity.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. Funding in as little as 24 hours for qualified restaurants.
FICO 500+ considered. Your deposit history matters as much as your score.
Every offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is set out in the offer, so you can match it to your covers and season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Restaurants see money every day, which can make cash flow look healthier than it is. Card batches settle, cash goes in the drawer, and then the produce delivery, the liquor order, payroll and rent all land in the same stretch. Margins are thin, so one slow week or one broken walk-in cooler can turn a good month into a scramble.
Count inventory weekly and watch food cost against sales. Build prep and schedules from recent covers, not hopes. Set aside a portion of busy-season deposits for the slow months. Keep a list of which equipment is aging so a replacement is a plan, not an emergency.
Pull your last three months of bank statements and look at them the way a funder would. Are deposits fairly steady week to week, or do they spike and drop? Are there overdrafts? How many other payments already come out each day or week? None of these automatically decide an offer, but they shape it. Owners who understand their own pattern can pick the right amount instead of the largest one. If you are weighing products, our page on line of credit vs. merchant cash advance for restaurants walks through the tradeoffs, and how restaurants qualify explains what we weigh.
Because restaurants run on card sales, a merchant cash advance for restaurants is a natural fit for many owners: funding is based on your sales activity. Some prefer a business line of credit to cover slow weeks, or equipment financing for a new line or cooler. We fund from $25,000 to $5,000,000, look at about three months of bank statements, and consider FICO 500+.
You can apply in about 5 minutes with a soft credit pull to start.
No. It is an advance against future sales. Your offer spells out the total repayment amount and how payments are collected before you accept.
You can apply any time. We look at your recent deposits and existing obligations, so seasonal swings are part of the review rather than a surprise.
FICO 500+ is considered. Steady deposits carry a lot of weight in our review.
Yes. Equipment financing and working capital are both used for kitchen equipment.
Qualified businesses can be funded in as little as 24 hours.
Many owners prefer to plan ahead. Applying while recent deposits reflect busy months gives a clearer picture than applying after weeks of low sales.
Example uses for illustration only.
Owners who track a few numbers closely tend to have smoother months and stronger applications.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding