A lump sum based on your deposits, not a stack of tax returns. Apply in 5 minutes, FICO 500+ considered, funding in as little as 24 hours if qualified.
Get My OfferMerchant Cash Advance
A $50,000 advance is reviewed against about three months of bank statements, so the offer reflects your real deposit pattern and existing obligations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Soft credit pull to start, with deposits carrying real weight.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your offer spells out how repayment is scheduled, so you can test it against slow weeks too.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives your business a lump sum now in exchange for a portion of future sales. Instead of being judged mainly on collateral or years of tax returns, the review centers on how money actually moves through your business account.
At $50,000, owners are usually funding something meaningful: a seasonal inventory buy, a second crew, a remodel of the customer-facing space, or a cushion large enough to stop worrying about the next slow month.
Businesses with daily or weekly card and cash sales tend to fit the advance model well. Restaurants, salons, auto shops, retail stores and service businesses with steady deposits are common examples. The key is consistency. A business with regular inflows gives us a clear picture of what an advance this size would look like against its revenue.
Amount depends mainly on your deposits and the obligations you already carry. We read about three months of business bank statements to see both. If your deposits support $50,000 comfortably, the offer reflects that. If they point to a smaller figure, we will show you that number rather than stretching.
For illustration, a full-service restaurant with consistent card deposits and no other financing would be a typical $50,000 profile.
No tax returns required, and sole proprietors can apply.
Every offer we present lists the full repayment amount and how repayment is scheduled. There are no surprise costs after you sign. Take the time to compare that schedule with your typical sales weeks, including your slower ones. An advance should feel manageable in your average week, not just your best one.
Start your application in about 5 minutes. Funding can arrive in as little as 24 hours for qualified businesses. If your needs are smaller, see the $25,000 merchant cash advance, or for a flexible draw structure compare the $50,000 business line of credit.
A 5-minute application and about three months of business bank statements. No tax returns required.
It is one factor. We consider FICO scores of 500 and up and start with a soft credit pull. Deposits carry significant weight.
Repayment is tied to your future sales, and the exact schedule is laid out in your offer before you accept.
Funding can arrive in as little as 24 hours for qualified businesses once you accept the offer.
Yes. The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Example uses for illustration only.
These steps help a $50,000 advance request read clearly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding