Bridge the gap between paying bills and getting paid. Three months of bank statements, no tax returns, soft credit pull to start.
Apply in 5 MinutesWorking Capital
When payroll, suppliers and rent come due before customers pay, $75,000 in working capital keeps the business running without draining reserves.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
We consider FICO 500+ and give real weight to your deposit history.
The full repayment amount appears in your offer before you accept, with no surprise costs after signing.
Your repayment schedule is laid out in the offer up front so you can budget around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most cash crunches are not profit problems. They are timing problems. You pay suppliers in 15 days, but customers pay you in 45. Payroll runs every other Friday whether the big invoice cleared or not. $75,000 in working capital fills that gap so the business keeps moving.
We fund established businesses with steady deposits, from $25,000 up to $5,000,000. At $75,000, the goal is usually a few months of breathing room or one well-defined push.
We see this amount from wholesale distributors stocking up before a big order, medical and dental offices waiting on insurance payments, contractors floating materials on a job that bills on completion, and restaurants carrying a slow quarter. The common thread is reliable revenue with lumpy timing.
For illustration, a distributor averaging steady monthly deposits with no other financing might see room for $75,000, while the same business carrying two existing payments might be offered less.
Working capital works best when it has a job. Before you apply, sketch out where the $75,000 goes: which supplier bills, how many payroll cycles, what repairs. Then look at when your customers usually pay and how that lines up with the repayment schedule in your offer.
Owners who plan this way tend to use the funds to bridge a specific gap rather than to cover a permanent shortfall. If the business is losing money month after month, new capital will not fix that by itself, and we will say so plainly. If the business is profitable but cash is stuck in receivables or inventory, working capital is exactly the right tool.
Keep the funds in your business account, track what they cover, and keep a small cushion for the slow weeks.
If you need the full amount now for a defined purpose, a lump-sum working capital product is simplest. If your needs come and go, a $75,000 business line of credit lets you draw what you need. Need more room? Compare $100,000 working capital.
Apply now and we will show you what your statements support.
Payroll, inventory, supplier bills, rent, repairs, marketing or any day-to-day business need.
No. About three months of business bank statements are usually enough to review.
We start with a soft credit pull, which does not affect your score.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
We will show you the amount your deposits support so you can decide whether it works for you.
Example uses for illustration only.
Strengthen a $75,000 working capital request with a few simple habits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding