Keep press operators, designers and bindery staff paid while client invoices clear. Apply in 5 minutes with bank statements.
Cover My PayrollPrint Shop Payroll Funding
Print clients pay on their schedule, not yours. We fund the gap based on your deposit history so a heavy production month doesn't strain your crew.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in five minutes with about three months of statements. Qualified shops can be funded in as little as 24 hours.
FICO 500+ is considered, and steady client deposits count in your favor.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is laid out in the offer so you can plan it around client payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Commercial printing has a built-in cash squeeze. You buy paper and ink, run the job, pay operators and bindery staff, ship it, and then wait. Corporate clients, agencies and schools often pay on net 30 or longer, and a few always pay late. When a big run lands in the same week as payroll, the shop can be profitable on paper and still short on Friday. Payroll funding covers that stretch.
We review about three months of business bank statements. Steady deposits from repeat clients, online orders and walk-in work show what the business can support. We also look at existing obligations, especially press leases and other equipment payments that are common in printing. The amount depends mainly on deposits and those obligations.
For illustration, a shop with a dozen employees might request enough to cover two payroll cycles during a heavy production month, not a figure based on annual sales. FICO 500+ is considered, no tax returns are required, and sole proprietors can apply.
For a one-time gap, working capital is usually the simplest choice. If payroll pressure comes back every busy season, a business line of credit gives you a reserve to draw from. A merchant cash advance ties repayment to incoming revenue. Each offer shows the full repayment amount and repayment schedule before you accept.
For a broader look at managing cash across the year, read our printing cash flow guide, or go straight to the 5-minute application.
Qualified print businesses can be funded in as little as 24 hours after approval. Applying a few days before payroll gives you the most room.
Yes. Existing equipment payments are part of the picture, since they come out of the same deposits that support any new funding.
Yes. Working capital can cover wages for temporary or seasonal staff, overtime, and payroll taxes.
About three months of business bank statements and the short application. No tax returns.
We start with a soft credit pull, so you can see your options before any hard inquiry.
Yes. Sole proprietors can apply, including owners who run a small shop with part-time help.
Example uses for illustration only.
A few habits make payroll funding easier to get and easier to manage.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding