Pay your kitchen and floor staff on time through slow weeks and late invoices. Funding from $25,000, based on your card and bank deposits.
Cover PayrollRestaurant payroll
Sales swing with weather, events and seasons. Payroll doesn't. We look at about three months of deposits so you can cover the gap and keep the team you trained.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Steady card deposits count for a lot.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front so you can plan it around payroll days.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Restaurant payroll lands on a fixed day. Sales don't. A rainy weekend, a road closure out front, or a catering client who pays late can leave the account short just as the payroll run is due. Miss it and you risk losing the line cook who took years to train and the servers who know your regulars by name.
Payroll funding for restaurants gives you a cushion for those weeks. We look at about three months of business bank statements and your card deposits, so the decision reflects how the restaurant actually performs. Qualified businesses can see funding in as little as 24 hours.
Funding works best when payroll is short for a reason you can point to and the gap will close. If payroll is short every week, the fix is usually in scheduling, menu pricing or food cost, and borrowing just delays the conversation. Look at your labor percentage by daypart, trim shifts that run long after the rush, and make sure the money you borrow is tied to a known event with an end date.
For illustration, a restaurant that staffs up in spring for patio season might fund the first few payrolls, then repay as summer sales come through. Our restaurant cash flow guide has more on timing.
A merchant cash advance for restaurants ties repayment to card sales, so it moves with your volume. Working capital fits a one-time gap. If payroll pressure shows up a few times a year, a business line of credit lets you draw only when needed.
About three months of business bank statements and five minutes for the application. No tax returns required. FICO 500+ is considered, the first check is a soft pull, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, sized mainly by deposits and existing obligations. Apply here.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Applying early in the week gives you more room.
Yes. Card settlements show up as deposits in your business account, and steady deposits are the main thing we look at.
You can apply. Existing obligations affect how much we can offer, so list them in your application.
Yes. The full repayment amount and schedule are in your offer before you sign.
No. We start with a soft pull, which does not affect your credit score.
Example uses for illustration only.
These steps help a restaurant get a stronger payroll funding offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding