Fast decisions for NYC businesses, with funding in as little as 24 hours for qualified businesses. About 5 minutes to apply, no tax returns.
Get a Fast DecisionFast Funding | New York, NY
From Brooklyn kitchens to Midtown offices, costs land fast. A short application and quick decisions help you handle them.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft pull and focus on deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In New York City, a landlord wants the rent on the first, a supplier in the Bronx wants payment before the truck leaves, and a walk-in cooler in a Queens restaurant dies on a Friday night. Owners search for same-day business funding because the problem is today.
Here is the honest version: we do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours. For most urgent costs, that window is what keeps the doors open.
| Step | What happens |
|---|---|
| Apply | About 5 minutes online, soft credit pull to start |
| Documents | About three months of business bank statements, no tax returns |
| Offer | Full repayment amount and schedule shown before you accept |
| Funding | As little as 24 hours for qualified businesses |
Restaurants, bodegas, salons, contractors, retailers, medical and professional offices: if your business has steady deposits, we want to see your statements. FICO scores from 500 are considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, with the amount driven mainly by your deposits and existing obligations.
High rents and thin margins are part of doing business here. We look at the flow of money through your account rather than asking you to fit a bank's checklist.
When something breaks or a bill is due, it is tempting to ask for as much as possible. A better approach is to size the request to the actual need plus a reasonable cushion. Check the full repayment amount and schedule in your offer and compare them with your slow weeks, not your best ones. In New York, where January and August can look very different from December, that comparison matters. A Midtown lunch spot, for example, should plan around the weeks when offices empty out. Fast money that strains next month's cash flow only moves the problem down the calendar.
If you find yourself needing fast money every few weeks, that is a sign a planned line of credit may suit you better.
Quick funding in NYC often comes as a merchant cash advance, working capital or a business line of credit. If you are ready, apply now.
We do not promise same-day funding. Decisions move fast, and qualified New York businesses can be funded in as little as 24 hours.
About three months of business bank statements and a 5-minute application. No tax returns.
No. We start with a soft credit pull.
Upload complete statements, make sure ownership details match your bank records, and respond quickly to any questions.
From $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Yes. Sole proprietors can apply, and we review the deposits in your business account.
Example uses for illustration only.
These steps help a fast-funding file move without delays.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding