Capital for New Hampshire businesses with steady sales. Repayment tied to revenue, five-minute application, no tax returns.
Get My OfferMerchant Cash Advance, NH
From Portsmouth cafes to North Country outfitters, card-driven businesses use advances to stock up and staff up before the busy months arrive.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a five-minute form. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered, with heavy weight on your sales deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How and when repayment happens is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives your business a lump sum now in exchange for a share of future sales. Instead of a fixed loan built around your tax returns, repayment is tied to the revenue you bring in. For a New Hampshire shop that does most of its business by card, that link between sales and repayment can be a practical fit.
MCAs are common with businesses that see daily card or sales activity:
Sole proprietors can apply too, as long as the business has steady deposits.
New Hampshire businesses often ride sharp seasons: summer on the Seacoast and in the Lakes Region, foliage in the fall, ski traffic in the mountains, and quieter stretches between. An advance taken before a busy season can cover inventory and staffing. Tell us how your year usually runs so we can read the deposits in context.
Before signing any advance, make sure you understand three things. First, the full repayment amount, which we show in your offer before you accept. Second, how and when repayment is collected, which is laid out in the offer up front. Third, whether the payment fits comfortably inside your slow months, not just your busy ones.
For illustration, a Concord gift shop that does most of its business from June through December should test the payment against its March deposits, not its August ones. If the numbers feel tight, a smaller amount may be the smarter move. We would rather size an offer you can carry through the whole year than one that only works in peak season. Sole proprietors and multi-location owners go through the same review.
Apply in about five minutes and send roughly three months of business bank statements. No tax returns are required, and we start with a soft credit pull. FICO 500 and up is considered. The amount depends mainly on your deposits and any existing obligations. If an advance is not the best match, working capital in New Hampshire or a business line of credit may suit you better. Apply here to see your options.
It is a purchase of future sales rather than a traditional loan. Repayment is tied to your revenue, and the full repayment amount is shown in your offer before you accept.
From $25,000 up to $5,000,000, based mainly on your deposits and current obligations.
FICO 500 and up is considered. Your deposit history carries significant weight.
Qualified businesses can be funded in as little as 24 hours after the offer is accepted.
Seasonal businesses can apply. We review your deposits across the cycle and how you have handled slower months.
Talk with us early if your sales change. Your offer explains how repayment works so you know what to expect before you accept.
Example uses for illustration only.
Stronger sales records make for a stronger advance offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding