FICO 500+ considered. We look at your deposits, not just your score. $25,000 to $5,000,000 for established North Dakota businesses.
See What I Qualify ForBad Credit Funding, North Dakota
Apply in 5 minutes with about three months of statements. We start with a soft pull and focus on how your North Dakota business performs now.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Bank statements and a short application. No tax returns.
Deposits and obligations weigh alongside credit.
Your offer shows the full repayment amount before you accept. Nothing new appears after you sign.
Your repayment schedule is laid out in the offer before signing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A bad crop year, a downturn in the oil patch or a personal setback can drag a credit score down even while the business keeps serving customers. Banks often stop there. We consider FICO scores of 500 and up and look closely at what your business deposits show today.
Credit is one factor alongside deposit consistency, existing obligations, account balances and time in business. Funders tend to look at how recent any problems are and whether they are resolved. A lower score can affect the size or structure of an offer. It is not an automatic decline, and it is not an automatic approval either. Each file gets its own review.
The application takes about 5 minutes. Add about three months of business bank statements. We start with a soft credit pull, no tax returns are required, and sole proprietors can apply. We serve established businesses with steady deposits.
Put the money where it earns: seed and chemical inventory for a farm supply store, a second plow truck for a Fargo snow contractor, repairs that keep a café in Devils Lake open. Paying on schedule and keeping the account healthy are what improve your standing over time. Avoid piling one obligation on top of another.
If you have a past default, a tax lien or late payments, tell us. Those items are weighed with how recent they are and whether they are resolved, and an honest explanation helps more than a surprise during review. Running all business revenue through one account also gives us a clearer picture of what the business earns, which matters most when credit is lower.
Small steps add up. Fewer low-balance days, no new obligations right before applying, and steady deposits over a few months all strengthen a file.
FICO scores of 500 and up are considered. Your score is weighed alongside your deposits and existing obligations.
We start with a soft credit pull.
We review your current deposits and the overall pattern of your business. Past setbacks are weighed in context, not treated as an automatic answer.
No. About three months of business bank statements is the core of the file.
Funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These actions can help a lower-credit file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding