Turn steady sales into capital for inventory, staff and repairs. Five-minute application, soft pull, no tax returns.
Get My AdvanceMerchant Cash Advance ยท Louisville
Louisville restaurants, shops and service businesses use advances to prepare for busy seasons without draining day-to-day cash.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500 and up considered. Your sales history matters.
The full repayment amount is shown before you accept, and no surprise costs appear after you sign.
The collection schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance is an upfront sum repaid from a share of your future sales. It works best for Louisville businesses that see regular card or bank deposits: bars and restaurants in the Highlands and NuLu, auto repair shops, boutiques, salons and service companies across Jefferson County.
Because the review centers on your sales history, a solid run of deposits can count for a lot even if your credit has some marks.
Spring is a big season here, with Derby festivities filling restaurants, hotels and shops. Fall brings bourbon tourism and football weekends. Winter can be quieter for hospitality. An advance gives you capital ahead of the busy stretch so you are not stocking shelves out of the till.
Apply in about five minutes with a soft credit pull to start. Share roughly three months of business bank statements; tax returns are not required. FICO 500 and up is considered, and sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
When we review your three months of bank statements, we are looking for the rhythm of your business. Are deposits coming in regularly? Do balances stay healthy between busy days? Are there many overdrafts or returned items? Are other financing payments already leaving the account? None of these alone decides the outcome, but together they shape the size and structure of an offer. A Louisville bar with steady weekend deposits and few obligations tells a clear story, and a clear story is what helps us move quickly on your behalf.
If you prefer a set amount not tied to sales, see working capital loans in Louisville. Need funds quickly? Read about fast business funding in Louisville. For options across the state, visit our Kentucky merchant cash advance page. Your offer always shows the full repayment amount before you accept. Apply today.
It is repaid from a share of future sales on a schedule described in your offer. You see the full repayment amount before you accept.
Steady business deposits are what matters. Card sales help, but bank deposits from other sources are reviewed too.
We built this for established businesses with steady deposits. We review about three months of bank statements to understand your revenue.
FICO scores from 500 up are considered, alongside your deposit history.
Between $25,000 and $5,000,000, depending mainly on your deposits and existing obligations.
Yes. Many Louisville hospitality and retail businesses use an advance to stock inventory, hire staff and handle repairs before the spring rush.
Example uses for illustration only.
Strengthen your advance application with a few practical moves.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding