Fund new equipment, inventory or a remodel based on the sales you already make. Soft pull to start, three months of statements, no tax returns.
See My OfferMerchant Cash Advance
Restaurants, boutiques, salons and repair shops across Long Beach use an advance to invest ahead of busy seasons instead of waiting on a bank.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with about three months of statements. No tax returns, funding in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered. Consistent deposits count for a lot.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How remittances are collected is laid out in your offer up front, so you can plan.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Retail on Retro Row, restaurants on Pine Avenue, salons in Belmont Shore and repair shops along Anaheim Street all share one thing: daily sales that move with the calendar. A merchant cash advance provides a lump sum now in exchange for a portion of future receivables. For businesses with consistent card and bank deposits, it can be a practical way to fund a project without waiting weeks on a bank.
Your offer shows the full amount to be repaid and how remittances work, before you accept.
For illustration only: a downtown brewpub adds outdoor seating before race weekend and summer. A Bixby Knolls boutique buys holiday inventory in September. A Cambodia Town restaurant replaces its range and hood. A Signal Hill-adjacent auto body shop adds a paint booth to take more insurance work. Each has a clear use and steady deposits to support it.
How will this money increase or protect revenue? Can your deposits support remittances in your slowest month, not just your best? Are other obligations already drawing on the same cash? Thinking it through helps you request the right amount.
Pull your last three months of statements from the business account and note anything that looks out of pattern, such as a large one-time deposit or a month you were closed for repairs. List any financing you are currently repaying. Then complete the application. A clean picture of your deposits is what lets us size an offer that works through your whole year, including the quieter months after the holidays.
If you would rather draw as needed, compare a Long Beach business line of credit. For a lump sum with a set schedule, see working capital loans. Statewide information is on our California MCA page. Ready to see numbers? Apply in five minutes.
An MCA is an advance against future receivables rather than a traditional loan. Your offer explains the full repayment amount and remittance method before you accept.
We consider FICO scores from 500, alongside the consistency of your deposits.
No tax returns are required. About three months of business bank statements and a short application are enough to start.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Yes, sole proprietors can apply.
Example uses for illustration only.
These basics make it easier to size a fair offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding