Merchant Fund Express
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Working Capital Loans in Arlington, TX

Cover payroll, parts and inventory while Arlington customers pay. $25,000 to $5,000,000, with funding in as little as 24 hours for qualified businesses.

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Working Capital ยท Arlington

Pay out now, get paid later, stay steady

A 5-minute application with a soft pull to start. About three months of bank statements. No tax returns. FICO 500+ considered.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Working capital, Arlington style

Quick, light application

About five minutes to apply and roughly three months of statements. Qualified businesses can be funded in as little as 24 hours.

FICO 500+ considered

Credit is reviewed with your deposits, starting with a soft pull.

You see the full cost first

The full repayment amount appears in your offer before you accept. No surprise costs after you sign.

A schedule to budget around

Your repayment schedule is laid out in your offer up front.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Running a business between two big cities

Arlington businesses serve their own residents, students and the crowds that come for big events, while also competing with Dallas and Fort Worth for staff and customers. Manufacturing and its suppliers, hospitality, healthcare and home services all play a role. Each of those has its own cash cycle, and almost all of them involve paying out before getting paid.

Where working capital helps most

Merchant Fund Express offers working capital from $25,000 to $5,000,000, sized mainly by deposits and existing obligations.

What to expect from us

The application takes about five minutes and starts with a soft credit pull. We ask for about three months of business bank statements. No tax returns. FICO 500+ considered, and sole proprietors can apply. Your offer shows the full repayment amount and schedule before you accept, so there are no surprises after you sign.

For illustration: a parts supplier

For illustration only. An Arlington metal finishing shop supplies parts to a larger manufacturer that pays on long terms. A new order arrives that needs materials and overtime up front. The owner requests working capital to cover those costs until the customer pays. The offer shows the full repayment amount and schedule, and the owner checks that the margin on the order covers it comfortably before signing.

Your offer will depend mainly on deposits and existing obligations. The more clearly you can tie the funds to a specific payoff, the easier it is to judge whether the amount is right.

Keeping your banking clean, with all revenue in one business account, helps the review go faster.

Compare before you choose

If your need is recurring, a business line of credit in Arlington may fit better. For sales-based funding, see our Arlington merchant cash advance. Across the state, visit working capital in Texas. When it makes sense, apply now.

What is a working capital loan used for?

Day-to-day costs like payroll, materials, inventory and rent while you wait on customer payments.

Frequently Asked Questions

How much can I get in Arlington?

From $25,000 to $5,000,000, based mainly on deposits and existing obligations.

How long until funding?

Qualified businesses can be funded in as little as 24 hours.

What paperwork is needed?

About three months of business bank statements and a short application. No tax returns.

Can I apply before a big order arrives?

Yes. Many owners apply ahead of a known need so funds are ready when the work starts.

Is my credit score a deal breaker?

We consider FICO 500+ and weigh it with your deposit history, so it is one factor among several.

Can a new Arlington location use working capital?

Established businesses with steady deposits can use working capital to open or improve a location. The amount depends mainly on deposits and existing obligations at your current business.

Supplier terms gap $110,000.00
Event staffing $46,000.00
Summer parts $37,000.00
Clinic payroll $80,000.00

Example uses for illustration only.

How to improve your chances

Here is how to put your best working capital application forward.

  • Keep deposits steady and in one account
  • Follow up on overdue invoices
  • Limit overdrafts and returned payments
  • Share a clear plan for the funds

Working capital from us vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Days of paperwork
Documents
About 3 months of statements
Tax returns and P&L
Credit
FICO 500+ considered
Higher scores expected
Speed
As little as 24 hours if qualified
Weeks to months
Sole proprietors
Can apply
Often harder

Steady working capital for Arlington

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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