Capital based on your sales for Wichita restaurants, shops, auto service and home service businesses. Soft pull to start and a clear offer up front.
Check My AdvanceMerchant Cash Advance, Wichita
If your deposits stay consistent, an advance can fund the next upgrade or cover a rough patch. You see the full repayment amount before accepting.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with three months of statements. Qualified businesses funded in as little as 24 hours.
FICO 500+ considered. Sales history carries real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer up front, so you can plan ahead.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance is a lump sum paid to your business in exchange for a portion of future sales. It is not a bank loan. Approval leans on how your sales and deposits move, which is why it appeals to Wichita owners who have steady revenue but not a spotless credit file or years of tax paperwork lined up.
Advances suit businesses where money comes in regularly, often through card sales or frequent deposits:
A machine shop waiting on large net-terms invoices may be better served by working capital or a line of credit.
We review about three months of business bank statements to see your typical deposits, how they shift month to month, and what obligations you already carry. That drives the amount more than anything. We start with a soft credit pull and consider FICO 500+. No tax returns required, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000.
For illustration, a Wichita taproom with even deposits through the year might be offered a different structure than a lawn care company whose revenue peaks in spring and summer. Both can qualify. The offer just reflects the pattern.
Your offer lays out the full repayment amount and the repayment schedule before you accept. There are no surprise costs after you sign. Read it with your slowest month in mind. If it looks tight, ask for less. A smaller advance you can carry comfortably beats a bigger one that squeezes payroll.
It also helps to know what you are funding. An advance used for a new taproom tank, a second service bay or extra inventory ahead of the holidays has a clear path to more sales. An advance used to cover a steady decline usually does not, and we would rather have that conversation before you sign.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours. Apply in about 5 minutes and see what your sales could support. You can also compare with our Kansas merchant cash advance overview.
No. It is an advance on future sales, repaid according to the schedule set out in your offer.
We consider FICO 500+. Your sales and deposit history weigh heavily in the decision.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Seasonal businesses can apply. Share statements that reflect your normal pattern, and plan repayment around your quieter months.
No. About three months of business bank statements and the short application are what we need to start.
Owners sometimes come back for more once an advance is well underway. Any new offer is based on your deposits and the obligations you carry at that time, including what remains on the current one.
Example uses for illustration only.
These steps help us offer an advance that fits your sales.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding