Broken cooler, flooded back bar or a surprise code fix? Apply in 5 minutes. Qualified venues can be funded in as little as 24 hours.
Get Emergency FundsEmergency Funding
Every closed night costs you. We review your bank statements quickly and present an offer sized to what your deposits can carry.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified bars.
FICO 500 and up is considered. A track record of steady deposits counts for a lot.
Your offer shows the full repayment amount up front, so nothing new appears after you sign.
The repayment schedule is laid out in your offer before you accept, so you can test it against slow nights.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Bars run on equipment that only gets noticed when it fails. The walk-in compressor quits on a Thursday in July. The ice machine floods the back hall. A fire inspector writes up the exit lighting and the sprinkler head behind the DJ booth. Every hour the room is closed, or half working, is revenue you do not get back.
Merchant Fund Express offers emergency funding from $25,000 to $5,000,000 for established bars, lounges and nightclubs. Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
If the problem is a specific machine you need to replace, look at equipment financing for bars as well.
No tax returns are required. FICO 500 and up is considered, and sole proprietors can apply. We look mainly at your deposit history and at any payments you already make to other funders, then size an offer you can realistically carry.
In a crisis it is tempting to take the biggest number available. We would rather you take what the repair actually costs plus a sensible cushion. Get a written quote from the repair company if you can, even a rough one. Your offer will show the full repayment amount and the payment schedule before you accept, so you can check that the payment works on a slow Tuesday, not just a packed Saturday.
It also helps to think about the days after you reopen. Regulars may take a weekend or two to come back, so build that ramp into your planning.
If the issue is cash timing rather than a broken asset, our bar cash flow guide and working capital page may be a better fit. When you are ready, apply now.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours after approval and verification.
Yes. We look at your recent deposit history, so a short closure for repairs does not by itself stop the review.
That depends on how long the claim will take. Some owners use funding to reopen sooner instead of losing weeks of sales while the claim is processed.
FICO scores of 500 and up are considered. Deposits and existing obligations weigh heavily in the decision.
No. The total repayment amount is shown in your offer before you accept.
Example uses for illustration only.
Even in a hurry, a few steps make your request smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding