Usually three to six months plus month-to-date activity; larger requests and renewals may ask for more.
Check my optionsRequirements
Most revenue-based funders ask for three to six months of business bank statements plus current month-to-date activity. Larger requests, renewals, seasonal businesses and bank loans may require more.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
You can apply at 500; stronger credit opens more products.
Existing balances of $100,000 or less can be bought out.
Net cash, total payback and payment shown before you sign.
A person reviews your revenue, time in business and bank activity, often within hours.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Three months is a common minimum for smaller revenue-based requests. It shows recent deposit levels, balances and existing obligations. Four to six months gives underwriters a clearer trend and is often requested for larger amounts or when recent months look unusual.
Seasonal businesses benefit from providing more. A landscaping company applying in March, or a ski shop applying in August, may look weak on three months alone. Providing nine to twelve months shows the full annual pattern and that the business survives its off-season. Some funders request a full year for these businesses.
Renewals and buyouts often require recent statements covering the period since the last funding, so the funder can see how the existing obligation was paid. Expect to provide statements for every business account that receives revenue, not just the main one.
Banks and SBA lenders typically want more history overall: business tax returns for two or more years, year-end and year-to-date financial statements and often several months of statements as well.
Month-to-date activity matters because underwriters want to see the most current picture. A printout or export from your bank portal covering the current month is usually requested along with the full monthly statements.
MFE considers credit from 500 and typically reviews the most recent months plus current activity; providing extra months upfront for seasonal patterns can avoid back-and-forth.
If your business recently switched banks, provide statements from both the old and new accounts covering the requested period. Underwriters prefer a continuous history, and a short note explaining the switch prevents the new account from looking like a brand-new business.
Statements should match the business on the application. If one account is in the owner personal name but receives business revenue, explain it, and consider moving all business deposits to an account in the business name going forward.
Here is an offer sized from four months of statements. Illustrative numbers.
| Business bank statements | 3–6 months, PDF from the bank |
| Month-to-date activity | Recent transactions |
| Government ID | Owner(s) with 50%+ |
| Voided business check | For funding and payments |
| Existing advance details | Balance and payment of each |
| Business details | EIN, address, start date |
Complete files get faster decisions and larger offers.
| Smaller revenue-based request | About 3 months + month-to-date |
| Larger request | 4-6 months |
| Seasonal business | Up to 12 months shows the pattern |
| Renewal or buyout | Since last funding |
| Bank or SBA loan | Statements plus 2+ years of returns |
Good fit:
Probably not yet:
Usually three to six months plus month-to-date activity.
Often; a full year shows the pattern.
Yes, every account that receives business revenue.
Current-month transactions from your bank portal.
Yes, typically years of tax returns and financial statements.
Revenue-based options begin at 500.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
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