At that level offers are small and options are limited; many funders want higher monthly deposits. Steady growth and clean statements raise the amount quickly.
Check my optionsRequirements
At around $5,000 in monthly deposits, revenue-based offers are small and many funders set higher minimums. Options exist, but the most effective path is often to grow and document revenue while using low-cost, small-scale sources.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Your file goes to funders that fit it, so offers can be compared.
A person reviews your revenue, time in business and bank activity, often within hours.
A human reads the file, not just an algorithm score.
Approved files are usually funded the next business day.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Why the amount is limited: revenue-based funders size offers as a fraction of monthly deposits and must be confident the business can carry a daily or weekly payment. At $5,000 a month, even a modest payment can consume a large share of revenue, so offers, when available, tend to be small. Many funders publish minimum monthly revenue requirements above this level.
Small-scale alternatives fit this stage better. SBA microloans through nonprofit intermediaries and CDFI loans are designed for small businesses and often come with coaching. Vendor credit with net-30 terms, a business credit card used carefully and equipment financing for a specific tool or vehicle can cover targeted needs without a large payment.
Grow and document revenue. Deposit every sale into the business account, including cash. Many small businesses have more revenue than their statements show because some income goes to personal accounts or stays in cash. Clean, complete deposits can quickly raise the figure funders see.
Focus on steadiness. A business moving from $5,000 to $8,000 to $12,000 over several months, with no negative days, becomes a much stronger candidate. Funders weigh trends, so consistent growth matters as much as the current level.
If you do take funding at this stage, size it to a specific, high-return use and test the payment against your slowest week. A small amount that pays back quickly, such as inventory that sells reliably, is safer than a larger amount for general expenses.
MFE considers credit from 500 and matches files to funders whose minimums fit; reapplying as monthly deposits grow typically opens more options.
Here is a small offer sized to modest monthly deposits. Illustrative numbers.
| Business bank statements | 3–6 months, PDF from the bank |
| Month-to-date activity | Recent transactions |
| Government ID | Owner(s) with 50%+ |
| Voided business check | For funding and payments |
| Existing advance details | Balance and payment of each |
| Business details | EIN, address, start date |
Complete files get faster decisions and larger offers.
| Revenue-based funding | Small offers; many funders have higher minimums |
| SBA microloans and CDFIs | Designed for small businesses |
| Vendor net-30 credit | Targeted supplier purchases |
| Equipment financing | Specific tools or vehicles |
| Growing deposits | Fastest way to more options |
Good fit:
Probably not yet:
Possibly, but offers are small and many funders want higher deposits.
SBA microloans, CDFIs, vendor credit and equipment financing.
Deposit every sale, including cash, into the business account.
Yes, steady month-over-month growth strengthens the file.
To a specific, high-return use with a payment that fits the slowest week.
Options begin at 500.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding