Complete bank statements, month-to-date activity, a voided check, ID, signed contracts or receivables, and payoff letters for existing advances. Complete files get faster, larger offers.
Check my optionsRequirements
Bank statements and an ID get most revenue-based applications started. A few additional documents can raise the offer, speed the decision or explain something that would otherwise look like a risk.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A human reads the file, not just an algorithm score.
Advances, lines of credit and second-position options in one place.
Existing balances of $100,000 or less can be bought out.
Net cash, total payback and payment shown before you sign.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
The core set is short: complete business bank statements for the requested months (usually three to six), downloaded as full PDFs from the bank; a government ID for each significant owner; and a voided check or bank letter confirming the account. Make sure every page is included and the account name matches the legal business name.
Supporting documents can change the outcome. Signed contracts or purchase orders show revenue that has not hit the account yet. An accounts receivable aging report shows money owed by customers. A list of current debts with balances and payments prevents surprises and lets the funder size the offer correctly. Proof of a tax payment plan in good standing can neutralize a lien that would otherwise stop an approval.
For larger requests or bank and SBA loans, add business tax returns for two years, a year-to-date profit-and-loss statement, a balance sheet and, for SBA, the standard forms the lender requests. A short use-of-funds statement, a paragraph explaining exactly what the money is for and how it pays back, helps both kinds of funders.
Explanations matter as much as documents. A one-time large withdrawal, a month with negative days or a sudden drop in deposits can all be explained in a sentence or two with supporting evidence, such as an equipment receipt or a closure for renovation. Send these with the application rather than waiting for the underwriter to ask. Through MFE, one complete file reaches multiple funders, and credit from 500 is considered.
A complete file supports offers like this one. Illustrative numbers.
| Business bank statements | 3–6 months, PDF from the bank |
| Month-to-date activity | Recent transactions |
| Government ID | Owner(s) with 50%+ |
| Voided business check | For funding and payments |
| Existing advance details | Balance and payment of each |
| Business details | EIN, address, start date |
Complete files get faster decisions and larger offers.
| Full bank statements | Core evidence of revenue |
| Signed contracts / POs | Show coming revenue |
| AR aging report | Shows money owed to you |
| Debt schedule | Accurate sizing, no surprises |
| Tax payment plan proof | Neutralizes lien concerns |
Good fit:
Probably not yet:
Usually bank statements, ID and a voided check; more for larger amounts.
Yes, they show revenue coming that is not yet in the account.
Yes, briefly, with supporting evidence if possible.
For bank and SBA loans, yes; often not for smaller revenue-based amounts.
A short explanation of what the money is for and how it pays back.
Usually not; full bank PDFs are preferred.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding