Add the mill, lathe or EDM your next contract needs without draining operating cash. Apply in 5 minutes with a soft credit pull to start.
Get My OfferMachine Shop Equipment Financing
Finance CNC equipment, inspection gear and shop support equipment from $25,000. Three months of bank statements, no tax returns, and funding in as little as 24 hours for qualified businesses.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns needed.
FICO 500+ is considered. Steady deposits and repeat customers carry real weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Your payment schedule is laid out in the offer so you can match it to your job flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A new five-axis mill or a Swiss-style lathe can change what jobs you can quote. It can also drain the cash you need for bar stock, tooling and payroll while the machine is still being rigged and proven out. Equipment financing lets the machine start earning before it is fully paid for, so your operating account stays intact for the work it is meant to support.
At Merchant Fund Express we look at your shop the way an operator would: steady deposits, a book of repeat customers, and a clear reason the new machine adds capacity or cuts a bottleneck.
Used equipment can make sense too, especially when a quality pre-owned machine gets you running on a new contract sooner than a factory order would.
No tax returns are required, and sole proprietors can apply.
Equipment is only part of the story. If a new machine also means more material and another operator, you may want a business line of credit alongside it, or read our machine shop cash flow guide to plan the ramp-up. Shops taking on a large purchase order can also look at big contract funding.
Yes, used equipment can be financed. Share the seller's quote, the machine details and its condition so we can understand what you are buying and how it fits your work.
Funding ranges from $25,000 to $5,000,000. The amount you are offered depends mainly on your deposits, your existing obligations and the equipment itself.
No. FICO scores of 500 and up are considered, and we look closely at the health of your business bank account, not just the score.
Usually about three months of business bank statements plus the equipment quote. No tax returns are required to get started.
Yes. Your offer shows the full repayment amount and the payment schedule up front, so there are no surprise costs after you sign.
Example uses for illustration only.
A few steps can strengthen any machine shop equipment request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding