Cover rent, payroll and restocking through the quiet weeks after the holidays, and be ready when traffic returns. 5-minute application, no tax returns.
Plan for Slow MonthsLiquor Store Slow Season
Quiet months are predictable. Working capital sized to your deposits keeps the lights on and the shelves stocked until the next rush.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered, weighed together with your deposit history.
Your offer shows the full repayment amount before you accept. No surprise costs after signing.
The repayment schedule is laid out up front so you can line it up with your busy season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
After the December rush, plenty of customers cut back. January and February can feel slow, especially in stores that lean on gift bottles and party orders. Some markets also slow in late summer, or when a nearby college empties out, or when tourist traffic fades. Rent, utilities, insurance and the cooler's electric bill do not slow down with sales.
Our slow-season funding gives you working capital to cover the gap, so you are not draining the account you will need to restock for the next busy period.
We review about three months of business bank statements and your current monthly obligations. If those statements include a slow month, we still look at the overall pattern of deposits, and we size the amount to what your store can repay comfortably. No tax returns are required. We start with a soft credit pull, consider FICO scores from 500, and welcome sole proprietors.
Funding ranges from $25,000 to $5,000,000.
The best time to arrange slow-season funding is before the slow season starts. Look at last year's deposits and identify when sales drop and when they recover. Then compare that with the repayment schedule shown in your offer, along with the full repayment amount, before you accept.
If your sales are mostly card-based, revenue-based financing for liquor stores ties repayment to sales, which can feel easier in a quiet month. Our liquor store cash flow guide has more on planning around seasonal swings.
Start your application. It takes about 5 minutes.
Yes. We look at about three months of statements and the overall deposit pattern, not just one week.
Estimate the gap between your fixed costs and expected slow-month sales, then request close to that. Amount depends mainly on deposits and existing obligations.
If slow periods come every year, a business line of credit lets you draw when needed and leave it untouched when sales are strong.
Funding can arrive in as little as 24 hours for qualified businesses.
No. We work from about three months of your business bank statements, which show your real deposit pattern through busy and quiet weeks alike.
Example uses for illustration only.
Owners who handle slow seasons well tend to do these things.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding