Cover rent, payroll and supplies when bookings thin out after the holidays. Apply in about five minutes with three months of statements.
Fund the Slow MonthsGrooming Off-Peak Capital
Grooming demand rises and falls through the year. A line of credit or working capital helps salons and mobile groomers cover the quiet weeks.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, and we read your deposits across the pattern, not one slow week.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in the offer up front so you can plan it against busier months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most grooming businesses see a familiar rhythm. The weeks before major holidays fill up fast as owners want dogs looking good for family visits. Spring and early summer bring shedding season and de-shed appointments. Then there are quieter stretches, often right after the holiday rush and in late winter, when clients stretch out the time between visits and new bookings slow.
Rent, insurance, software, utilities and your core team cost the same in a slow week as in a busy one. That mismatch is what slow-season funding is for.
Good uses of off-season capital are the ones that keep the business intact or set up the next busy stretch:
Funding ongoing losses with no plan to recover them is not a good use. If slow months are getting longer each year, look at pricing, staffing or location first.
A line of credit for pet grooming is a natural fit for seasonal swings because you draw only what each slow month requires. A lump of working capital works if you know the number. Revenue-based financing can suit salons whose deposits move with bookings. Our pet grooming cash flow guide covers how to plan the year.
We review about three months of business bank statements. Applying while recent months still reflect busier deposits can help, but we understand seasonal patterns either way. FICO 500+ is considered, no tax returns are required, and the application takes about five minutes with a soft credit pull to start. Your offer shows the full repayment amount and schedule before you accept, so you can check it against the months when bookings recover. Start here.
Often just before the slow stretch, when your recent statements reflect busier months. You can apply during the slowdown too; we look at the full pattern.
Yes. Working capital can go toward marketing, rebooking campaigns and other business expenses.
We review about three months and look at the overall pattern. A seasonal dip is something we expect to see in grooming.
Yes, sole proprietors can apply if the business has steady deposits in a business bank account.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These moves can make slow seasons shorter and shallower.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding