Stock up before the holidays, cover distributor bills and keep coolers full. Established liquor stores can get $25,000 to $5,000,000.
See My OfferLiquor Store Cash Flow
Your shelves need product before customers walk in. Bring three months of bank statements, apply in about five minutes, and see a clear offer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of bank statements and no tax returns. Qualified stores can be funded in as little as 24 hours.
Your store's deposit history matters, not just your score.
The offer lists the full repayment amount. Nothing new gets added after you sign.
See the full schedule in your offer and plan it against your busy and slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
You buy inventory, often on short terms from distributors, and then wait for it to sell. Fast movers like popular beer and mid-shelf spirits turn quickly. Wine, craft and premium bottles can sit for weeks. Margins on many items are thin, so the money you make depends heavily on volume and on not having too much cash frozen on the shelves. That is the core of liquor stores cash flow.
Thanksgiving through New Year's, the big summer weekends and major sports events all require stocking up before the sales show up. You pay for the pallets first.
Many distributors expect payment quickly, and in some states the rules on credit terms are strict. That leaves little float between delivery and sale.
Rent, coolers, security systems, insurance and payroll stay the same whether January is slow or not.
If the holiday build is bigger than your reserves, inventory funding for liquor stores is built for that exact problem. For ongoing swings, see our business line of credit page.
Liquor stores with steady card and cash deposits fit the way we evaluate businesses. We offer $25,000 to $5,000,000 through products like working capital, merchant cash advance, revenue-based financing and lines of credit. We look at about three months of business bank statements, consider FICO 500+, and do not require tax returns. The application starts with a soft credit pull and takes about five minutes.
Every offer lists the full repayment amount and schedule before you accept. Qualified stores can be funded in as little as 24 hours. Apply here when you are ready.
Yes. Inventory purchases are one of the most common uses. Funding arrives before the sales, so you can stock shelves and repay from the holiday volume on the schedule in your offer.
Funders mostly look at deposit volume and consistency, along with existing obligations. Thin margins with steady deposits are normal for this industry.
We focus on your bank statements and basic business information. Keep your license current, since a lapsed license puts the whole business at risk.
It can fit stores with heavy card sales because repayment ties to sales activity. Compare it with a line of credit before choosing; our comparison page covers both.
FICO scores from 500 are considered. Credit is one factor, alongside deposits and existing obligations.
Example uses for illustration only.
These habits strengthen a liquor store's funding profile over time.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding