Fuel and payroll go out weekly. Shipper payments do not. Compare a revolving line with a lump-sum advance for regional and local carriers.
Compare OptionsFreight & Logistics Comparison
For regional and local logistics operators, a line handles recurring costs and an advance handles one larger need. We will show you which your deposits support.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. We look closely at your deposits and route activity.
Every offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your offer lays out the repayment schedule so you can plan it alongside receivables.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
For regional and local carriers, warehouses and last-mile operators, the cash problem is usually timing. Fuel, driver pay, tolls and maintenance go out every week. Shipper and broker payments come in on their own schedule. Both a business line of credit and a merchant cash advance can bridge that gap, and understanding how each one behaves helps you avoid picking the wrong tool.
A line of credit gives you a set limit. You draw what you need, pay it back, and the room opens up again. For a local delivery fleet or a regional carrier, that tends to fit:
Because you only carry what you draw, a line is often the cleaner choice for recurring, unpredictable costs. More on a line of credit for freight and logistics.
An advance delivers one lump sum, repaid from a share of your deposits. It suits a defined need with a known price: rebuilding an engine on a box truck, adding dock equipment, or covering startup costs on a new dedicated route with a local customer. Repayment follows your deposits rather than a fixed monthly bill.
Details on our merchant cash advance for logistics businesses. For tractors, trailers or forklifts, equipment financing may also fit.
We work with regional and local carriers, warehousing and distribution operators, and delivery businesses with steady deposits. We do not promise funding for long-haul trucking operations. If you run local or regional lanes and your deposits show consistent activity, either product may be on the table.
Start with about three months of business bank statements. We use them to see your deposit pattern and what you already owe, and we can tell you which option fits. FICO 500+ is considered, no tax returns are required, and sole proprietors, including owner-operators running local routes, can apply. The 5-minute application uses a soft credit pull to start. Your offer shows the full repayment amount and schedule before you accept. Start here.
We focus on regional and local carriers, logistics and warehousing businesses. We do not promise funding for long-haul trucking.
Yes. Fuel is one of the most common reasons regional carriers keep a line open, since it is a steady cost that does not always line up with when shippers pay.
Not necessarily. Repayment comes from a share of your business deposits, which for most logistics companies come from ACH and check payments from customers.
Decisions move fast. Funding can arrive in as little as 24 hours for qualified businesses.
About three months of business bank statements and a short application. No tax returns.
Example uses for illustration only.
These steps help a logistics business present cleaner numbers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding