Crews get paid weekly while clients pay net-30. Compare a revolving line and a lump-sum advance for your cleaning company, with clear costs up front.
Get My OptionsCleaning business funding
A line covers recurring payroll gaps on slow-paying contracts. A lump sum covers vans, equipment, or a big contract launch. The total is shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute form. No tax returns. Qualified companies can be funded in as little as 24 hours.
FICO 500+ is considered. Steady contract deposits count.
The total repayment amount is in your offer up front. No surprise costs after you sign.
Repayment is laid out in your offer, so you can plan around invoice cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Commercial cleaning has a built-in squeeze. Crews get paid every week or two. Office buildings, medical facilities, and property managers often pay on net-30 or longer. Win a large new contract and the squeeze grows before the first invoice is paid.
That is why so many cleaning owners ask whether a line of credit or a merchant cash advance fits them better.
A line of credit lets you draw to make payroll while invoices are outstanding, then repay when clients pay. You keep access for the next cycle. It also handles recurring supply orders well. This tends to fit commercial cleaners with steady contract revenue. More on our cleaning line of credit page.
A merchant cash advance provides one sum, repaid from future receivables per your offer. It works for a new van, floor scrubbers and burnishers, or the startup costs of a big contract, like hiring and training a new crew. Residential cleaners who take card payments often find the structure follows their volume. Details are on our cleaning merchant cash advance page.
For illustration: a janitorial company lands a contract for a new office campus. It needs about $40,000 for a new crew's first month of payroll plus $15,000 for equipment. Some owners would draw the payroll portion from a line and take the equipment cost as a lump sum. Others take one advance for both. Your deposits and existing obligations shape what is offered.
Residential cleaning services usually get paid at or near the time of service, often by card, so their cash flow gaps are smaller and tied to growth: a new van, more staff, marketing. That points toward a lump sum for a specific expansion. Commercial and janitorial firms carry larger payrolls against slower invoices, so the gap repeats every month, which points toward a line. Many companies doing both kinds of work end up using each product at different times.
About three months of business bank statements, a 5-minute application, a soft credit pull to begin, and no tax returns. FICO 500+ is considered and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, with qualified cleaning businesses funded in as little as 24 hours. Apply today.
Steady contract payments that land regularly in your account help show consistent revenue. Slow payers mostly affect timing, which is what a line is built to cover.
Yes. A lump sum or equipment financing can cover floor equipment and vehicles.
Yes. Sole proprietors can apply, and we review your business bank deposits the same way.
Every offer shows the full repayment amount and schedule before you accept.
Decisions move quickly. Qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
These steps help a cleaning company's file stand on its own.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding