Is Libertas Funding legit?
We checked Libertas Funding’s homepage and review footprint in October 2026. Here is what is verifiable and what to confirm for a large funding deal.
Libertas Funding has a public website describing short-term revenue-based financing for larger amounts and a public review profile with a high average on a smaller base.
Sources: Libertas Funding homepage, Trustpilot; checked October 2026. Libertas Funding is a trademark of its owner; Merchant Fund Express is not affiliated.
Its homepage describes revenue-based financing from $500,000 to $10 million, noting that amounts can be as low as $100,000.
Its Trustpilot profile showed a 4.8 TrustScore from 86 reviews in October 2026.
Credit, history, revenue and speed details were not published on the homepage we checked; ask for them in writing.
Large deals warrant extra diligence: confirm the legal entity, read the full agreement, check reconciliation and default terms and consider having an attorney or accountant review it.
Ask how existing advances would be handled and whether any payoffs are part of the funding.
Never send fees before receiving a written offer, regardless of deal size.
Why the small review count matters: 86 reviews averaging 4.8 is positive but a small sample, which is common for funders that handle fewer, larger deals. Supplement it with the BBB, references from your accountant or industry peers and a careful read of the contract.
For larger amounts, consider asking your attorney or CPA to review the agreement, especially default, confession-of-judgment and personal guarantee terms if present.
Illustrative scale: at $750,000, a single fee of 2% is $15,000, so every line item deserves attention.
Request references or case studies in your industry if available.
Confirm the exact funding entity and servicing contact named in any Libertas agreement.
| Libertas Funding | |
|---|---|
| How it works | Revenue-based funder focused on larger amounts |
| Minimum credit | Not published |
| Time in business | Not published |
| Revenue | Not published |
| Amounts | $500K–$10M (can be as low as $100K) |
| Speed | Not published |
| Products | Short-term, revenue-based financing |
| States | Not published |
At large amounts, ask for a payment schedule modeled on your actual monthly revenue, confirm what happens if revenue drops and compare at least one competing offer. Small pricing differences become large dollar differences.
Good fit:
Compare first if:
After confirming who you are dealing with, compare a Libertas Funding offer with others: one Merchant Fund Express application reaches multiple funders. Credit from 500, same-day decisions, funding typically the next business day.
It has a public website, stated amounts and a public review profile; review large deals carefully.
4.8 from 86 Trustpilot reviews in October 2026.
It is wise for multi-hundred-thousand-dollar agreements.
Not on its homepage when we checked.
No, they are separate companies.
For large amounts, professional review of default and guarantee terms is sensible.
It is reasonable to ask for large deals.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
