Guide
Comparing offers on the payment is how people end up with the most expensive money on the table.
✓ Checking what you qualify for does not affect your credit score.
Cash actually received, after any fee deducted at funding. Total amount repaid. The difference between them, which is the real cost. And cost per dollar borrowed.
Cost per dollar is the only figure that compares a factor rate to an interest rate honestly.
Origination deducted at funding, so you receive less than the stated amount. Draw fees on a line. ACH or servicing fees per payment. Prepayment penalties that erase any early-payoff saving.
On this site: no origination fee, no maintenance fee, no early payoff penalty, and a 2.49% per draw on the line.
"What is the total I will have repaid when this is finished?" A funder that cannot answer in one number is not going to get clearer later.
No. A factor rate multiplies the advance; 1.3 on $50,000 is $65,000 repaid regardless of speed.
No origination fee, no maintenance fee, no early payoff penalty. A 2.49% fee per draw on the line of credit.
The factor rate calculator at /factor-rate-calculator/ and the payoff calculator at /mca-payoff-calculator/.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
