Guide
A lump sum on a fixed schedule, for a purchase with a known price.
✓ Checking what you qualify for does not affect your credit score.
$10,000 to $250,000. Term 12 to 18 months. Weekly payments. 0% origination fee.
Capped at 15% of annual revenue — so a $500,000-a-year business tops out near $75,000 regardless of score.
A full early payoff earns a 50% discount on the remaining interest. First position only.
Requires Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
The 15% cap is the line most people are surprised by. Check it before you plan around an amount.
Line of credit from 1% per month on the drawn balance, 2.49% per draw. Term loan 0% origination on weekly payments. Refinance priced with a factor rate.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Same-day decision, next business day funding on a complete file.
Yes, up to two existing positions.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
