Guide
Real estate agents, brokers, managers and lessors are a restricted industry here, and these products are working capital rather than property finance.
✓ Checking what you qualify for does not affect your credit score.
If the purpose is acquiring, holding or renting property, none of these products is the right instrument. A commercial mortgage, an SBA 504 or a DSCR lender is.
If you are a real estate agent, broker, property manager or lessor, the industry itself is restricted here regardless of revenue or score.
Commercial and institutional building and specialty trades are fundable. New residential construction and residential remodelling are not.
That distinction catches people out, so check which side of it your NAICS code sits on before applying.
SBA 504 for owner-occupied property, a commercial mortgage for investment property, a DSCR lender for rental portfolios. All slower, all far cheaper for that purpose.
No. Real estate agents, brokers, managers and lessors are restricted.
Commercial and specialty trades yes. New residential construction and residential remodelling are restricted.
A commercial mortgage or SBA 504.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
