Guide
PayPal Working Capital eligibility is tied to PayPal sales history, and another advance generally requires the current one to be substantially repaid.
✓ Checking what you qualify for does not affect your credit score.
PayPal Working Capital eligibility is tied to PayPal sales history, and another advance generally requires the current one to be substantially repaid.
One application against thresholds published in advance. Checking what you qualify for does not affect your credit score.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
Renewal: 550 FICO, 2 years in business, once 50% of the original balance is repaid.
Line of credit $10,000 to $350,000 from 1% per month on the drawn balance. Term loan $10,000 to $250,000 at 0% origination.
PayPal Working Capital eligibility is tied to PayPal sales history, and another advance generally requires the current one to be substantially repaid.
No.
Same day on a complete file.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
