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Glossary

Variable Remittance

Payments that change with the business’s revenue.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: Payments that change with the business’s revenue.

They are a share of sales rather than a fixed amount. The repayment period depends on sales.

Why it matters when you apply

Compare with fixed debits and read how a slow month is handled.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Percentage-of-Sales Repayment — A repayment structure where a set percentage of revenue goes to the funder.
Holdback — Related term.
Reconciliation — A right in many true merchant cash advances to adjust payments to actual receivables.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is variable remittance?

As explained by Merchant Fund Express: Payments that change with the business’s revenue.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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