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Glossary

Short-Term Loan

A loan repaid over a period of months, often under 18 months.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: A loan repaid over a period of months, often under 18 months.

Short terms mean higher payments but lower total cost than a longer loan at the same rate.

Why it matters when you apply

Check the payment against cash flow, not only the total.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Term Loan — Related term.
Loan Term — The length of time over which a loan is repaid.
Weekly Payments — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is short-term loan?

As explained by Merchant Fund Express: A loan repaid over a period of months, often under 18 months.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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