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Glossary

Repayment Term

The period over which a financing is expected to be repaid.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: The period over which a financing is expected to be repaid.

For advances it is an estimate; for loans it is fixed in the agreement.

Why it matters when you apply

Know whether the term is fixed or an estimate and what happens if it runs long.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Loan Term — The length of time over which a loan is repaid.
Total Payback — Related term.
Weekly Payments — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is repayment term?

As explained by Merchant Fund Express: The period over which a financing is expected to be repaid.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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