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Glossary

Receivables

Money owed to a business by customers.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: Money owed to a business by customers.

It is the total of unpaid invoices at a point in time.

Why it matters when you apply

It is the basis of invoice factoring and a driver of cash gaps.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Accounts Receivable — Money customers owe your business for goods or services you have already delivered.
Invoice Factoring — Related term.
Net 30 — Payment terms that give a customer 30 days to pay an invoice.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is receivables?

As explained by Merchant Fund Express: Money owed to a business by customers.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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