Merchant Fund Express
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Glossary

Fixed Payment

A payment of the same amount on each due date, regardless of sales.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: A payment of the same amount on each due date, regardless of sales.

Fixed payments are predictable for budgeting but do not flex when sales dip.

Why it matters when you apply

Compare with percentage-of-sales repayment, which rises and falls with revenue.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Percentage-of-Sales Repayment — A repayment structure where a set percentage of revenue goes to the funder.
Weekly Payments — Related term.
Daily Payments — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is fixed payment?

As explained by Merchant Fund Express: A payment of the same amount on each due date, regardless of sales.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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